I am 18, i work 2 jobs, and i have my own car that I bought myself. My parents refuse to pay for any of the car so i have to do it all myself. Right now, i am still in the process of repaying my parents for the car. I still owe them about $400 for the car and then i have paid them back everything for the car. I also pay for the registration and the insurance as well. Since I have already paid off the insurance and registration for the year and have little left to go on the car itself, i want to use my own money to buy a smartphone and pay for the data plan each month. I have asked my parents about a smartphone and i offered to pay for it each month, and he said "you don’t even pay for your car insurance yet and you still have the car to pay off". i said ok and the conversation kinda ended there. But now, 2 years later, i have paid for all the insurance costs, other car costs, and soon to be the car itself, how could i ask them to allow me to use my money to buy a smartphone? Also, i have a sister that is a sophomore in hs and she doesn’t have a job and its constantly asking for an iPhone and my dad is saying no to her too because of the data plan. my point for bringing up my sister is because she will likely get pissed if i have a iPhone and she doesn’t because she keeps score of everything that i get that she doesn’t. So how could i explain to my parents that she needs to understand that i am paying for it myself and that she will get my old iPod (with the cameras) if i get a new phone. So bottom line is, given that my sister will be jealous, how can i convince them to let me buy a smartphone?
Also, i put a portion of each paycheck in a savings account, a portion to be spent at the movies, restaurants, mall, etc.. and then the last third goes toward the car.
**I plan to pay off the car first before asking about the iPhone
but what could i say to them to deal with my pain in the ass sister???
The fact that you have an Ipod and your folks loaned you the money for the car, shows that things are not going too bad. What would your folks want you to do with your money? Save for college?
If you have not discussed this for 2 years, then I guess the time to bring it up again is when you do have the car fully paid for.
Assuming that you are not a total jerk about this to your sister ("na-na, na-na Look what I have and you don’t") There should be no problem. And if she is upset, maybe she will learn to get a job